Challenge

Despite the plethora of non-cash digital payment options obtainable through numerous Wallets and Mobile Payment Apps, customers notice it difficult to choose the optimum payment option each time they make a purchase.

On the other hand, financial establishments are limited in their ability to influence a customer’s choice of payment instrument at the point of purchase.

Aelius Venture solution

Aelius Venture Payment advisory solution blends seamlessly with a bank’s ecosystem, enabling them to supply customised and discourse financing choices to customers at the purpose of purchase.

Our solution:

Accesses multiple financial products (and related account attributes) offered by financial institutions.

Facilitates complete payment fulfillment through multiple channels and evolving technologies, like Host Card Emulation, close to Field Communications (NFC), and Bluetooth Low Energy (BLE) at the purpose of Sale

At the frontend, and leverages our 32-point decision framework helps customers opt for the foremost optimum payment instrument at the purpose of purchase.

The ‘Pay with Points’ option facilitates timely redemption of rewards, and will increase the perceived price of the loyalty program.

Benefits

Influence client spend to extend revenue

Provide real-time, contextualized financing choices

Enhance security with tokenized payment credentials

Help customers maximize benefits whenever they pay

Allow real time-view of transactions, balances, and pay patterns

Enhance impact of reward programs via ‘Pay with Points’

Maximize ROI for card-linked offers